Frequent Freak Storm Lashes Malaysia Home. On 13 March 2017 at 5 pm till 6 pm. The fallen tree branches damaged several cars. Some of the house with the roof gone missing after a severe storm so did the emergency room of the Kulai hospital. The case is still fresh in my memory. In 2015, […]
Month: March 2017
The Insurer and Agent not following the Duty of Disclosure
The insurer and agent not following the duty of disclosure. In all the insurance industry, there is a rule that the applicant must the sign in the applicant dotted line before the agent can submit the proposal form to the company. In the life insurance industry, in order to fulfill the quote or qualify for the […]
Bank Misleads Lawyer Buying A Wrong Policy
Bank misleads lawyer buying a wrong policy. It is often that the banking stuff takes for granted lawyer would understand all the insurance term, clause, warranties, and exclusion. Missing Gold necklace I recalled my own brother case years ago. “Jamin, since you are in the insurance industry, can you help me to claim your sister-in-law gold necklace?” “How did […]
Bank Promotes Outdated Mortgage Reducing Term Assurance
Bank Promotes Outdated Mortgage Reducing Term Assurance. Why is it so? The bank placed priority on their own interest first instead of the borrower on the housing loan. Too sad, the public willing to accept the bank offer and incorporated as part of the loan amount. I came across a case in the rural area. […]
Conman Gets Full Insurance Claim Settlement?
Conman Gets Full Insurance Claim Settlement? It is a conman world. Smart Conman trying to cheat insurer for million of dollars fraudulent claim. Is it easy to cheat insurer claim money? A True story how did the conman cheat the insurance company. Garment factory requires a lot of labor. It is a labor-intensive industry, Malaysia is now […]
Independent Agent or Bank Provides Better Claim Service
Independent Agent or Bank Provides Better Claim Service. What is that to compare? Most public with the herd mentality would agree that the bank would provide better claim service comparing the independent agent. In my course of handling any claim and servicing my client, I have come across three incidents that bank taking the insured for granted for […]