Why the hack of buying life insurance at a young age? Why the hack of buying Life Insurance at a young age? Let’s go more in-depth with real-life examples and illustrations of why buying life insurance early is important. Here’s a detailed explanation with examples that may resonate: ### 1. **Health Advantages: Lower Premiums […]
How to underwrite luxury rosewood coffins?
How to underwrite luxury rosewood coffins? In my 23 years of navigating the world of general insurance, I’ve seen my fair share of unusual cargo. But none were quite as remarkable as the day I was called to insure a shipment of two extraordinary rosewood coffins. ### The April Fools’ Day Call—But This Was No […]
Underwriter uses old git for transporter
Underwriter uses old git for transporter The underwriter uses old git for a transporter in the dynamic world of marine insurance. Transporters face many challenges that require strategic foresight and practical solutions. From managing sensitive product information to navigating complex insurance claims, marine underwriters play a pivotal role in safeguarding goods in transit. This blog […]
How do I claim home impact damage by a vehicle?
Beware 1 setback of MRTA for bank housing loan
Beware 1 setback of Mortgage Reducing Term Assurance Beware 1 setback of MRTA for bank housing loan. One alternative to mortgage-reducing term assurance (MRTA) is mortgage-level term assurance (MLTA). MLTA is a whole life insurance policy that provides coverage for the full duration of the mortgage term. Unlike MRTA, the coverage amount remains constant throughout […]
Do you need cashless admission medical insurance?
Do you need cashless admission medical insurance? Have you ever had to rush to an ATM in the middle of the night because someone needed medical attention? Have you asked for money from friends or family? You even used up all the credit card limitations, yet the private hospital does not allow your family to […]
8 tips for claiming fallen tree damage to home
2 tips on how to claim damage from overflowing tank
Insurer sadly denies your medical claim
Nowadays, with the rising medical cost, a cashless admission medical card, but the insurer sadly denies your medical claim. The insurer cheats. Let us dive in to determine why the insurer denies your medical claim. Firstly, we need to understand the importance of the principle of utmost good faith. This legal notion, known as uberrimae […]
How to claim bush/lalang destroys your home
How to claim bush/lalang destroy your home It’s been scorched and hazy in most parts of the country. Here is a “simple write-up” about standard fire insurance policy coverage for losses caused by bush (or lalang) fire damage to your home. How to claim bush/lalang destroys your home? Bush fires can erupt at any time. […]