Beware 1 setback of Mortgage Reducing Term Assurance Beware 1 setback of MRTA for bank housing loan. One alternative to mortgage-reducing term assurance (MRTA) is mortgage-level term assurance (MLTA). MLTA is a whole life insurance policy that provides coverage for the full duration of the mortgage term. Unlike MRTA, the coverage amount remains constant throughout […]
Do you need cashless admission medical insurance?
Do you need cashless admission medical insurance? Have you ever had to rush to an ATM in the middle of the night because someone needed medical attention? Have you asked for money from friends or family? You even used up all the credit card limitations, yet the private hospital does not allow your family to […]
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Insurer sadly denies your medical claim
Nowadays, with the rising medical cost, a cashless admission medical card, but the insurer sadly denies your medical claim. The insurer cheats. Let us dive in to determine why the insurer denies your medical claim. Firstly, we need to understand the importance of the principle of utmost good faith. This legal notion, known as uberrimae […]
How to claim bush/lalang destroys your home
How to claim bush/lalang destroy your home It’s been scorched and hazy in most parts of the country. Here is a “simple write-up” about standard fire insurance policy coverage for losses caused by bush (or lalang) fire damage to your home. How to claim bush/lalang destroys your home? Bush fires can erupt at any time. […]
Does Travel Insurance Cover Earthquakes and Tsunami?
Never Trust what the bank says about insuring a house loan. Never trust what the bank says about insuring on a house loan on fire insurance. Don’t take the bank for granted. Let us dive in, looking at two different scenarios. After signing the Sale and Purchase agreement with a developer with a ten percent […]
How to claim flood damage to our home?
claim flood damage to our home claim flood damage to our home? However, the thump-up also broke down political and religious barriers. On a lighter note, the current government and the opposition leader hugged to share the most pressing burning issue: cleaning up the aftermath. Furthermore, recent religious debates have tarnished other faiths; a small […]
How to claim impact damaged by another or your car
How to claim impact damaged by another or your car. A plunging palm oil truck tanker crashed into the front portion of the house, causing severe impact damage to the hall, situated beside the main road. Who to claim for impact damage? Nowadays, commonly seeing your home crashed by road vehicles is highlighted in the […]